Welcome

Welcome to the Hospital Insurance Forum (“HIF”) Web Site (the “Site”). HIF respects the privacy of its members and other visitors to our Site. HIF believes all users of this Site must be assured that information provided online is intended to be used in a responsible and appropriate manner. HIF is committed to protecting the privacy of the users of our Site and has implemented the following policy to enhance your protection. Please take time to read our Terms of Use, which all such guidelines and rules in the Terms of Use are hereby incorporated by reference into this Privacy Policy. If you do not agree to this Privacy Policy or our Terms of Use, please do not use this site.

Use of Our Site and Privacy Policy Updates

BY USING THIS SITE, YOU AGREE TO BE BOUND BY THIS PRIVACY POLICY. IF YOU DO NOT WISH TO BE BOUND BY THIS PRIVACY POLICY, PLEASE EXIT THE SITE NOW. YOUR REMEDY FOR DISSATISFACTION WITH THIS SITE, OR ANY PRODUCTS, SERVICES, MATERIALS, CONTENT OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE, IS TO STOP USING THE SITE AND/OR THOSE PARTICULAR PRODUCTS, SERVICES, MATERIALS, CONTENT OR OTHER INFORMATION. YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THIS PRIVACY POLICY BECOMES EFFECTIVE IMMEDIATELY UPON COMMENCEMENT OF USE OF THIS SITE.

We also reserve the right to change this Privacy Policy from time to time without notice to you. You acknowledge and agree that it is your responsibility to review this Site and this Privacy Policy periodically and to be aware of any modifications. Your continued use of this Site after such modifications will constitute your acknowledgement of the modified Privacy Policy and agreement to abide and be bound by the modified Privacy Policy.

Information Collection

The data HIF collects is used to help better serve our members. It is our policy to collect and store only personally identifiable information that our members and visitors knowingly and voluntarily provide.

Information From General Users. HIF does not collect any personally identifiable information from users browsing its Site. HIF may choose to collect aggregate information, which includes but is not limited to: the total number of visitors to our Site, the number of visitors to each page of our Site and IP addresses. The aggregate information extracted from this data will be maintained, used and disclosed in aggregate form only and will not contain personally identifiable information. HIF may use such aggregate information for internal, marketing and strategic planning purposes.

Information From HIF Members, Conference Registrants, and Other Customers. To gain access to members-only resources and personalization features on our Site, members and other users are asked to register and provide some limited personally identifiable information. This information is submitted knowingly and voluntarily by the user. HIF asks users to provide their name, member number (for members), organization name, business phone, and e-mail address. Similar information may be submitted to HIF through membership applications, conference or seminar registration.

Information Use

HIF may use information knowingly and voluntarily submitted by members, conference registrants and other customers in the following ways:

Member Services and Products. HIF may use data collected to improve its own web content; to respond to visitors’ interests, needs and preferences; and to develop new products and services.

Disclosures to Third Parties. HIF also makes member contact information available through the Membership Directory to other members using this Site and to those who register for its conferences. In addition, HIF incorporates user-provided information into copies of the Membership Directory that it provides to members and corporate partners. HIF may also disclose information you provide to us to complete a transaction that you request. We may also outsource some tasks, including but not limited to, the operation of some of our Site functions that require access to information you supply online. Members may request HIF to refrain from disclosing the data it collects to third parties by contacting  HIF at info@hospitalinsuranceforum.com.

Disclosures Required by Law. HIF may disclose personal information when required by law or in the good faith belief that such action is necessary in order to comply with the law or the legal process.

Credit Card Account Information. Credit information that you and credit authorizers provide for your purchase of products or other services will only be used to process the transactions you request. This information may be provided to and maintained by reputable credit reporting databases but will never be sold, shared or provided to other third parties.

Cookies

Like many web sites, we set and use cookies to enhance your user experience. Cookies are files that contain information created by a web server that can be stored on a user’s hard disk for use either during a particular session or for future use. HIF may choose to use cookies, and such use includes but is not limited to: facilitating automated activity, storing and tracking passwords, determining appropriate solicitations and reviewing navigation patterns. Cookies generally do not permit us to personally identify you. However, if the user declines the attachment of any cookie, the user may not have access to the full benefits of this Site.

Links To Third Party Sites

This Site may provide links to other Web sites or resources over which HIF does not have control (the “External Sites”). Such links do not constitute an endorsement by HIF of those External Sites. By clicking on a link, you acknowledge that HIF is providing these links to you only as a convenience, and HIF is not responsible for the content of such External Sites. Your use of External Sites is subject to the terms of use and privacy policies located on the External Sites. In the event you choose to use links that appear on our Site, you are advised to read the terms of use statements and privacy policies appearing on those External Sites.

Editing or Deleting Your Account Information

We provide you with the ability to edit your user account information that you provided to us when registering your membership with HIF. You may request deletion of your user account by contacting us. Content or other data that you may have provided to us and that is not contained within your user account, such as posts that may appear within our forums, may continue to remain on our Site at our discretion even though your user account is deleted.

No Guarantees

While this Privacy Policy states our standards for maintenance of data and our efforts to meet them, we are not in a position to guarantee these standards. For example, there may be factors beyond our control that may result in disclosure of data. As a consequence, we disclaim any warranties or representations, express, written or implied, relating to maintenance or nondisclosure of any and all data on this Site.

Contact Us

If any user or visitor of this site suspects HIF has handled any information in a manner that does not comply with this Privacy Policy, please contact us.  We also encourage you to review this Privacy Policy each time you enter our site. If you have any questions regarding this Privacy Policy, please contact us.